The number one form of new small business today belongs to virtual businesses in both Jefferson City, MO and many surrounding areas. This has been generated and spawned by the internet, and the ease with which just about anyone can set up a virtual business and operate from anywhere, providing services and goods while receiving electronic payment, even from across the country or worldwide. However, just because it’s easy to start a business doesn’t mean that survival is easier.

Many new businesses are killed in their first few years out of simple neglect for operating risk and having commercial insurance coverage. They get someone upset, they deliver a bad product design, or someone gets hurt while working with the business. Any of these three or other reasons can trigger the death-knell of a business in the form of a lawsuit. And, according to what the professionals at Luebbering Insurance Agency, LLC have seen, an initial lawsuit can send the majority of unprotected small business right into bankruptcy almost immediately. That’s a horrible way to end a new business idea before it’s time.

Many think taxes, government regulation, or stronger competition are the big barriers to a new small business success, but this couldn’t be farther from reality. By and large, the big problem is the risk of making a mistake and then being held legally responsible for it.

The experts at Luebbering Insurance Agency, LLC are available to help and understand that folks in Jefferson City, MO will have questions about commercial insurance, just like anywhere else. That’s okay, they are available to listen, explain, and help guide new business owners and managers to the right packages and coverage plans that help new companies grow and stay protected. Don’t take a chance with your new company right out of the gate. Get the commercial insurance protection you need to stay alive and growing instead of becoming someone’s settlement payment.