How Umbrella Insurance Benefits Your Small Business

As a small business owner in the Jefferson City, MO area, you have plenty of worries on your plate, including how to best protect your business against a variety of risks. While an ordinary business insurance policy covers most of these risks, there are times when you need to rely on more than your standard liability coverage. This is where umbrella insurance comes into play. The dependable agents at Luebbering Insurance Agency, LLC can help you find an umbrella insurance policy that’s right for your small business.

Additional Coverage When Your Business Needs It Most

When faced with a legal claim that’s in excess of your business insurance’s liability coverage limits, the thought of having the remainder coming out of your pocket can be sobering. Not having enough coverage can even spell the end of your small business. An umbrella insurance policy adds supplemental coverage on top of your existing liability policies, picking up where your general liability coverage falls short.

Having umbrella insurance can also provide some unexpected benefits. If you’re pursuing a large contract, for instance, your clients may require a certain amount of liability insurance as a prerequisite. Your umbrella insurance policy easily bridges the gap between your existing coverage and your client’s insurance requirements.

Greater Peace of Mind

Accidents happen and an unexpected accident can have some severe consequences for your business. You may even worry if your current business insurance policy can handle the liability. Having additional liability coverage through umbrella insurance can set your mind at ease.

At Luebbering Insurance Agency, LLC, we understand the importance of protecting your business against all types of expected and unforeseen claims. Reach out to us if you’re in the Jefferson City, MO area and need insurance that meets the varied requirements of your small business.