Missouri winters can be brutal for motorcycle riders. For your own protection, it’s best to store your bike in a safe location until the weather changes in spring. With a seasonal motorcycle insurance policy from Luebbering Insurance Agency LLC in Jefferson City, MO, you can tailor your coverage to meet your riding needs. Seasonal motorcycle insurance can save you money on insurance costs while your bike’s in storage while still providing valuable protection you need. Here’s how seasonal insurance policy works to protect your valuable investment. 

What Seasonal Coverage Offers

Seasonal motorcycle insurance offers maximum protection during spring, summer and fall when weather conditions are safe for riding. This includes liability coverage, collision, comprehensive, roadside assist, uninsured/underinsured motorist coverage, medical payments and more, depending on the policy you choose.

Much of this coverage, however, isn’t needed during winter while your bike is in storage. A seasonal insurance policy lets you cut back on unnecessary coverage during winter to save on premium costs while still retaining the coverage you need to protect your vehicle while in storage. We recommend that you retain comprehensive insurance to protect your bike against theft, vandalism, fire and natural disasters while in storage. This can save you thousands of dollars to repair or replace your bike in the event it’s stolen or destroyed by an unforeseen disaster.   

Who Can Benefit from Seasonal Coverage

If you limit the use of your motorcycle to spring, summer and fall and don’t want to waste money on unnecessary coverage during winter, you could be a prime candidate for seasonal motorcycle insurance.  Seasonal insurance tailors your coverage to suit your lifestyle so you get the protection you need at a price you can afford.

To learn more about seasonal motorcycle coverage and the protection it has to offer, contact Luebbering Insurance Agency LLC in Jefferson City, MO.