Do You Need Uninsured Motorist Coverage in Jefferson City, MO?

If you are a safe driver, you probably obey the speed limits and street signs and use your turn signal appropriately. As the law requires, you probably carry auto insurance. However, not every driver is so conscientious. Agents at Luebbering Insurance Agency LLC in Jefferson City, MO can help you ensure that you have adequate uninsured motorist insurance to cover damage caused by an uninsured driver.

What is Uninsured Motorist Coverage?

If you don’t want to end up paying for damages caused by an irresponsible driver, look into uninsured motorist coverage. It covers damage to your vehicle if it’s hit by someone with no insurance. Without it, you have to pay for the damages out of pocket.

Be Prepared for Anything on the Road

Uninsured/underinsured motorist coverage protects you in two ways. It gives you confidence that your medical expenses are covered if the at-fault drivers don’t have insurance. Sometimes, an insured driver has a low liability limit that isn’t high enough to pay for the damages to your car plus any medical expenses.  With Uninsured/Underinsured, you are reimbursed for expenses.

Uninsured/underinsured motorist coverage is a separate option that you can add to your regular auto policy. For a review of your current coverage or to make sure you include it on a new policy, ask your insurance agent how to do so.

Luebbering Insurance Agency LLC proudly serves clients in Jefferson City, MO. If you have any questions on uninsured/underinsured motorist coverage, give us a call today. You can also make an appointment to get a free quote at our office. Let us help you feel confident that you’re covered if an uninsured driver crashes into your vehicle.