Condo Insurance in Missouri

For many people, condominium or townhome living is the ideal lifestyle. You can own your own home without many of the added responsibilities that go along with a stand-alone home. Most multi-family housing units have associations that take care of building and lawn maintenance. And they also carry insurance on the building. However, even though Missouri law requires that condo associations maintain property insurance and general liability insurance on the common elements of the structure, this coverage does not fully protect you as the condo owner. At Luebbering Insurance, one of our experienced insurance agents can help you find the right condo insurance policy.

Why You Need a Condo Insurance Policy

To insure your personal property and anything else within your unit that is not covered by the condo association‘s policy, you will need your own condo insurance policy. Condo insurance can provide protection against disasters such as a fire or natural disasters such as lightning, windstorm, hail, or hard freezes that sometimes occur in Missouri. It can also provide protection for your personal belongings against theft. With a condo insurance policy, you will have peace of mind knowing that your home and your belongings are well-protected if something unfortunate happens.

Let Us Help You with Your Condo Insurance Policy

At Luebbering Insurance, our team of professional insurance agents is here to help you find the right condo policy to fit both your needs and budget. We will help you to understand what your condo association covers and share necessary information with you so that you can make an educated decision on the type of coverage you need. Contact us today to schedule an appointment.