Boat/Watercraft Insurance in Missouri

With beautiful rivers and lakes a short distance away, it is no wonder so many people in Mid Missouri choose to own boats and other watercraft. While the state of Missouri does not require you to carry an insurance policy that specifically covers your boat or watercraft, there are other reasons you may want or need to carry it. At Luebbering Insurance, our experienced agents will work with you to explain the coverage options and find the best policy to cover your boat or watercraft.

Why You Need a Boat/Watercraft Insurance Policy

Carrying a separate Missouri boat/watercraft insurance policy can provide added protection for you and your watercraft.  An insurance policy for your boat or watercraft can be customized to fit your specific needs and can cover things such as:

• Liability:If you are responsible for the accident, this can cover both bodily and property damages.
• Uninsured Coverage:Since boating insurance is optional, if you are involved in an accident with someone who does not carry boat insurance, your bodily injury can still be protected.
• Boat Coverage:This can include both collision and comprehensive damages, and can also help with towing your boat.
• Medical:Can help to cover medical expenses related to a boating accident.

*This is not an all inclusive list of available coverages.  Talk to your agent to develop the plan that's right for you.  

Let Us Help You with Your Boat/Watercraft Insurance Policy

At Luebbering Insurance, our insurance agents are knowledgeable about the policy options available. We can help you find the right boat/watercraft insurance policy to fit your needs and budget. We want you to be well-informed about your options so that you can make a well-educated decision about your policy. Contact one of our agents today to schedule your appointment.