Three Benefits of Flood Insurance

Flood insurance is one of the best ways to protect your home from the devastating effects of flooding. When floods strike, homeowners incur huge losses, and unfortunately, standard home insurance doesn’t cover the damage. And just because your home isn’t in a flood zone doesn’t mean it’s entirely safe from flooding. About 20% of flood insurance claims come from clients with properties outside flood-risk zones!

Convinced flood insurance is a worthwhile investment? Here are the benefits you accrue when you purchase flood insurance from Luebbering Insurance Agency LLC in Jefferson City, MO.

It protects your building.

Floods can cause devastating damage to your home. A one-inch rise in water level may cause repairs of up to $25,000. Now imagine what massive flooding can do to your home! Flood insurance compensates you for damage caused by flooding.

While flood insurance won’t stop flooding, it lessens your financial burden when damage occurs.

Protects your assets

Flood insurance doesn’t only cover your building — it also covers the contents inside. Flood insurance compensates you when your personal stuff, portable appliances, fixtures, and other personal assets have been damaged by floods. You don’t have to start from scratch when floods damage your belongings.

Offers peace of mind

Weather can be unpredictable, but this doesn’t mean you should always live on the edge. Flooding can occur suddenly, leaving behind a trail of damage. Fortunately, you don’t have to worry whenever the weatherman forecasts an impending sandstorm. Flood insurance gives you comfort that the asset you have worked so hard to earn is protected.

Protect your home today with flood insurance

Your home is too precious to leave it exposed to floods and other perils. If you want to protect your home against floods, please contact Luebbering Insurance Agency LLC for affordable flood insurance.