Tips for Choosing the Right Type of Life Insurance

Luebbering Insurance Agency LLC is proud to serve the insurance needs of our friends and neighbors in the greater Jefferson City, MO area. If you’re wondering which type of life insurance is right for your needs, we’re here to help. Our team has the knowledge necessary to help you make your selection. Contact us today to learn more about the life insurance policies currently available in our area.

Three Tips for Choosing the Right Type of Life Insurance

Choosing the right type of life insurance is important, regardless of your unique situation. Whether you’re a parent of young children or nearing retirement and every stage in between, there are a few ways to tell which type of life insurance fits your needs.

  1. Think about who will be relying on the death benefit. If you’re preparing to start a family, the more robust your life insurance policy, the better. A comprehensive policy, like whole life that includes the possibility of accumulating cash value can help with later expenses like college tuition. 
  2. Consider how your end-of-life expenses will be covered. Many simply need a term policy that will cover their burial expenses.
  3. Explore options that include a cash value. Whole life and universal policies often allow you to accumulate a cash value that can be accessed during life. 

Now’s the time to sit down with one of our agents.

Give us a call today to find out more!

If you live or work in Jefferson City, MO, or a nearby community, you can count on the Luebbering Insurance Agency LLC team for all your insurance needs. Give us a call or stop by today to learn more about our services. We look forward to seeing you soon!