Three Things to Know About Umbrella Insurance

Many individuals comprehend what their homeowner and auto insurance cover, but only a few are familiar with umbrella insurance. Umbrella insurance is an extension of basic insurance protection, providing additional coverage to safeguard you from financial risks in particular situations.

At Luebbering Insurance Agency LLC, servicing Jefferson City, MO, we offer a range of insurance policies from various providers, ensuring you find the policy that best suits your needs.

Understanding Umbrella Insurance

Umbrella insurance extends beyond the protection offered by other insurance policies, providing additional safeguards for property damage, personal liability, bodily injury, and more. Before acquiring umbrella insurance, you must have a base insurance policy (like a car, homeowner, or watercraft insurance). This base policy is used before the umbrella policy comes into action.

Do You Need Umbrella Insurance?

If you believe that your current insurance policies do not adequately protect you against financial risks, you might be an ideal candidate for umbrella insurance. Our dedicated agents at Luebbering Insurance Agency LLC can help you decide which policy and level of coverage are most suitable for your circumstances.

Getting Umbrella Insurance

To obtain umbrella insurance, it is crucial to discuss your needs with your insurance agent at Luebbering Insurance Agency LLC, servicing Jefferson City, MO. Our team of experts will assist you in finding an umbrella insurance policy that fits your needs and provides an appropriate level of protection. Don’t wait—call us today to learn more about getting umbrella insurance.