Motorcycle riders in Jefferson City, MO are required by law to carry liability insurance that covers a minimum of $25,000 in bodily injury per individual and $50,000 per accident. Your knowledgeable Luebbering Insurance Agency LLC provider can speak to you more about the other types of insurance we offer. 

One category of extra protection is underinsured and uninsured motorist coverage. Missouri is an at-fault state, which means each person to blame for causing a collision is responsible for paying the other party’s medical and property damage costs.

However, what can happen is that you are hurt in a wreck, and the other person does not have the coverage to cover your bills. This can be because they have liability indemnification, but it is not sufficient to pay for the expense, or because they have no protection in place at all. 

Underinsured and uninsured policies pay for your property damages and hospital bills, making sure you are guarded against financial loss regardless of the actions of others. In addition, you may also be reimbursed for your lost wages. You may have to meet a deductible before payments are made. 

Motorcycle enthusiasts who are injured in accidents where the other driver has no insurance may be forced to rely on, instead, medical insurance to meet their health needs or be forced to pay out of pocket when they lack uninsured or underinsured coverage. Additionally, they may be compelled to sue. 

Luebbering Insurance Agency LLC Wants to Help

We serve those who live in and around Jefferson City, MO, and can provide you with the various insurance products you need. Speak to us today for more information, and we can be reached via phone, the internet, or by stopping at the office.