Why Renters Insurance is a Must-Have in Today’s Rental Climate
With a growing number of Jefferson City, MO residents embracing the rental lifestyle, Luebbering Insurance Agency LLC is proud to offer these families an added layer of security. However, many misconceptions about renters insurance have misled renters and minimized its value. Not anymore! Let’s debunk these myths.
Four Persistent Misconceptions About Renters Insurance
- My Landlord’s Insurance Has Got Me Covered: While your landlord surely would have their own insurance, it primarily covers their interests and property, not yours. It falls on renters to secure insurance for their personal effects.
- Renters Insurance Is Out of My Budget: You’d be surprised at how affordable renters’ insurance is when compared to homeowners insurance. Get in touch with us for a quote to see how cost-effective it really is!
- Only Homeowners Need Liability Cover: Despite their resident status, everyone has a responsibility to ensure the safety of their guests and visitors. Even if you’re a renter, you could be held accountable for damages or injuries incurred during their visit.
- One Renters Insurance Policy Will Cover All Tenants: Renters’ insurance covers only the individual policyholder’s belongings. Thus, all tenants on a lease should seek their own coverage. Do note that many landlords and property management companies are now mandating renters’ insurance. Even amidst this, you, as a tenant, retain the right to choose your provider.
Let Luebbering Insurance Break it Down for You.
If you have any questions about renters’ insurance or want to get a personalized quote, look no further than Luebbering Insurance Agency LLC in Jefferson City, MO. We look forward to simplifying this vital safeguard for you.
