The state law in Missouri does not require you to have condo insurance in place or homeowners insurance, but it’s a good idea to have condo insurance anyway to protect your home and the investment you made in it. The agents at the Luebbering Insurance Agency LLC serving the Jefferson City, MO area can assist you with all of your condo insurance needs.

If you borrow the money to purchase your condo, your bank or mortgage lender will more than likely require you to have a condo insurance policy in place. This is in addition to any insurance policy that may be in effect by your condo association. That type of policy will more than likely only include the exterior area of your condominium as well as common buildings throughout the property. These common areas include recreation rooms, garden areas, and swimming pool areas. It is still imperative that you have condo insurance in place to protect the investment you have made in your home.

As a condo owner, you may actually be required to have a condo insurance policy if you still owe a bank or mortgage lender for the loan to purchase your beautiful home.

What Does Condo Insurance Coverage Cover?

Condo insurance will help you replace any items lost or damaged due to a horrible event, such as a tornado, hurricane, fire, or vandalism. It will also help you replace any items that are stolen in a burglary.

The items your condo insurance will cover are any interior fixtures, appliances, furniture, and even your clothing and personal items.

Get Your Policy Started

There are different types of condo insurance that you can choose from, and a trusted and experienced condo insurance agent can help you in selecting the policy that’s the right one for you and your situation. Call the condo insurance agents at the Luebbering Insurance Agency LLC serving the Jefferson City, MO area to get your policy started today!