Is it Necessary to Have Renter’s Insurance in Missouri?

Renters Insurance Requirements in Missouri

Renters insurance offers protection for valuables and possessions when you are renting an apartment, house, condo, or any dwelling with a landlord. Landlords typically have insurance to cover their property against damage and other incidents, not your valuables. If you want to protect your possessions against theft or damage, you will need to get renters insurance.

While the state of Missouri does not require individuals to have renters insurance, it is still an option that is recommended. The agents at Luebbering Insurance Agency LLC of Jefferson City, MO will help you find the best renters insurance at great rates.

Getting Quality Renters Insurance

Renters insurance will protect your valuables like electronics and jewelry. It can include:

  • Liability – When you are liable for damages or injuries to others, liability kicks in. This insurance can help with legal costs for covered claims.
  • Medical Payments – Medical expenses and other costs will be paid to others when injurious accidents happen on your property.
  • Personal Property – Protection for possessions and personal property that can include disaster coverage such as fires or hail.
  • Extra Expenses – This can be useful when you are displaced from an uninhabitable dwelling due to a disaster. It will help with lodging and other expenses.

These are only a few options available for renters insurance. This insurance type is very customizable, so discussing your needs and options with an experienced agent will help you get the coverage you need.

Professional Insurance in Missouri

Contact us at Luebbering Insurance Agency LLC of Jefferson City, MO to discuss your renter’s insurance options. We offer a range of insurance products at competitive rates. Our licensed and experienced agents look forward to serving all of your insurance needs.